Though there is growing awareness about taking health and life insurance in India, an astonishingly high number of people still do not believe in taking insurance. Of these, some rely on their company-sponsored insurance policy. The others may decide to take insurance if they spot the potential to earn a tax deduction on the policy.

The basic fact is that insurance is necessary for everyone today, whether young or old, employed or unemployed. In a world where one has no control over anything – inflation, pollution, rising stress, less time to rest, lack of exercise and erratic eating hours all contribute to ill health.

Each of us susceptible to developing critical illness or becoming injured in an accident one can do a very little or absolutely nothing to prevent these from taking place.

Health Insurance is a way of ensuring that it does not lose one’s precious savings and does not result in a financial set back that impacts the entire family.

How it helps……

The costs incurred in hospitalization is paid by insurance

With the health plan in place, the family health insurance policy takes care of associated costs when one needs a medical attention or even hospitalization. A cashless medical policy allows admittance and commencement of treatment without the policy holder having to pay anything.

Health insurance policies helps timely and quality treatment

Senior citizens live in fear of high medical costs in case they fall ill. A family health insurance plan includes the policy holders’ parents and dependent children as well. This way, a policy holder’s family can be well covered for timely and quality treatments and protects us from the rising medical costs.

Importance of having health insurance with adequate cover

There is limitation to the health insurance cover provided by corporate houses to its employees and their family. The health cover becomes inadequate especially when the costs of treatment goes incredibly high.

In such a situation, it is only sensible to go for health insurance directly to cover the additional costs of treatment for the family. The cost of insurance goes up depending upon the age at entry, it is advisable to have family health insurance during the early stages of one’s career.

Care for family’s needs…

In the event of absence of policy holder or proposer, the health insurance plan ensures the sum assured is paid to the nominated family members and this will rescue them from future expenses and keep their financial goal.

ENROLL FOR HEALTH INSURANCE TODAY FOR A WORRY FREE FUTURE!

(Insurance is the subject matter of the solicitation. For more details on the risk factors, term and conditions please read sales brochure of the respective companies carefully before concluding the sale and/or contact an IRDA Licensed Insurance Advisor)