The video explains about how the external voices will affect investments decision which are purely based on certain events happened in the past. Whereas mostly the investments are being planned towards specific future financial goals. Every investment needs an objective or a purpose and an effective plan to execute flawlessly. A well thought out financial goal provides this purpose, based on which, you can plan and choose from a range of investment options according to your needs, ability to save and to take risks over a defined time horizon. The decision making comes only after knowing what you want and how much you can afford to invest. Our investments are driven by our future requirements. Whether we want to own a house, a car, send our children to the best educational institutes, plan their higher education or marriage or plan for our retirement, our investments always have an end use.